I/We affirm that all the information on this credit application is complete and true, whether completed by me/us or by you at my/our discretion. During the review of my/our credit application, you may obtain my/our credit history and employment history and if the application is approved you may at any time obtain additional credit histories to review my/our account. I/We have the right to ask you for the name and the address of the credit bureau which gave you the credit history. I/We also give any other source my/our permission to give you credit information about me/us.

FALSIFICATION OF CREDIT INFORMATION TO A BANK IS A CRIMINAL VIOLATION OF FEDERAL AND ALL STATE LAWS. I/WE UNDERSTAND THAT THE FINANCIAL INSTITUTION TO WHICH THIS APPLICATION IS BEING PRESENTED WILL BE REQUESTED TO EXTEND CREDIT TO ME/US ON THE BASIS OF THIS CREDIT APPLICATION.